Value investing · systematic · data-driven

Is AAPL worth buying today?

Get the exact buy price, intrinsic value, and margin of safety for any stock — computed from legendary investor frameworks.

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AAPL

Apple Inc.

NASDAQ · Technology

$185.42

Current Price

BUY4 of 4 investors agree
78%

Intrinsic Value

$210.80

+13.7% upside

Graham Number

$167.30

-9.8% below

Buy Below

$126.48

50% margin of safety

Sticker Price

$224.60

Rule #1 target

Buffett Checklist

ROE above 15% for 10 consecutive years
Debt-to-equity ratio below 0.5
Free cash flow positive every year
EPS growth rate above 10% annually
Buffett · DCF
Graham · Net-Net
Lynch · PEGY
Rule #1 · Sticker

Data preview · AAPL data updated from institutional sources

The methodology

Legendary investors. One verdict.

Every analysis runs four independent frameworks from the greatest investors in history. When they all agree, confidence is high. When they diverge, you know exactly why.

DCF Intrinsic Value

Warren Buffett

Price is what you pay. Value is what you get.
  • Return on Equity > 15% for a decade
  • Consistent earnings with a moat
  • Intrinsic value via discounted cash flow
  • Owner earnings quality check
Intrinsic Value$210.80

Graham Number · Net-Net

Benjamin Graham

The intelligent investor is a realist who sells to optimists and buys from pessimists.
  • Graham Number = √(22.5 × EPS × Book Value)
  • Net Current Asset Value (NCAV) screening
  • P/E ratio below 15 × P/B below 1.5
  • 50% margin of safety from Graham Number
Graham Number$167.30

PEGY Fair Value

Peter Lynch

Know what you own, and know why you own it.
  • PEG ratio below 1.0 for value growth
  • Stock type classification (stalwart, fast grower…)
  • Earnings aligned with revenue growth
  • PEGY fair value calculation
PEGY Fair Value$198.40

Rule #1 Sticker Price

Phil Town

Rule #1: Don't lose money. Rule #2: See Rule #1.
  • Big Five Numbers all trending up
  • 50% margin of safety calculation
  • Sticker price from future earnings
  • Management track record quality
Sticker Price$224.60

How it works

An answer in seconds.
Not hours of spreadsheets.

01

Search any stock ticker

Type a symbol like AAPL or MSFT. We pull verified financials from institutional-grade data sources — income statements, cash flows, balance sheets.

02

Four frameworks run in parallel

Buffett's DCF, Graham's net-net, Lynch's PEGY, and Rule #1 Sticker Price each independently analyze the company. No black boxes. Every number explained.

03

Get exact prices, not opinions

Walk away with a specific buy price, intrinsic value estimate, and margin of safety. The same process legendary investors use — systematized.

What you walk away with

Not a rating.
A precise buy price.

Most tools tell you if a stock is “good” or “bad.” Valuo tells you exactly what price makes it a great deal — calculated from real financials, not sentiment.

  • Intrinsic value from discounted cash flows (Buffett)
  • Graham Number and margin of safety screen (Benjamin Graham)
  • PEGY fair value from earnings growth (Lynch)
  • Rule #1 sticker price with 50% margin of safety
  • Buy price range across all four methodologies
  • Detailed pass/fail checklist with explanations

Buffett DCF Intrinsic Value

$210.80

vs. $185.42 current price

13.7% upside

Graham Number (Benjamin Graham)

$167.30

50% margin of safety target: $83.65

-9.8% below

Lynch PEGY Fair Value

$198.40

PEG-adjusted to growth rate

7.0% upside

Rule #1 Sticker Price

$224.60

Buy below $112.30 for 50% MOS

21.1% upside

↑ Example AAPL · not from real financials

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